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Home » Breakfast

Chocolate Baked Oats With Bananas (Gluten Free and Low FODMAP)

Modified: Nov 10, 2025 · Published: Mar 11, 2024 by Venessa Mandelkow · This post may contain affiliate links · 1 Comment
Jump to Recipe

Chocolate for breakfast? Always yes. These chocolate baked oats are chocolatey, with hints of banana flavor, topped with peanut butter and fresh banana slices! Grab a cup of coffee because it will feel like you are eating a rich, fudgy brownie, but really, it is baked oatmeal.

piece of chocolate baked oats on a white plate topped with peanut butter and fresh banana slices.

Love the combination of bananas and chocolate? Try my recipe for double chocolate banana bread made with Greek yogurt. It's gluten free and low FODMAP too! I love breakfast recipes that also work for snacks too!

Jump to:
  • Why You'll Love It
  • What You'll Need
  • Step-By-Step Instructions
  • Tips and Tricks
  • Ingredient Swaps
  • Toppings
  • Special Diet Variations
  • Storing Leftovers
  • What To Serve With Baked Oats
  • Additional Oatmeal Recipes
  • Love This Recipe?
  • Recipe

Why You'll Love It

  • Recipe Uses Whole Grains
  • Tastes Like Dessert
  • Easily Adapted To Be Gluten Free, Dairy Free and Low FODMAP

What You'll Need

ingredients for baked oats.
  • Old-Fashioned Oats - The key to nailing the texture of baked oats is to use old-fashioned oats, also known as regular oats. Quick oats will work, but the texture will be mushier. Use certified gluten free oats if cross contamination is a concern. 
  • Bananas - Use medium-sized ripe bananas for a hint of banana flavor. 
  • Unsweetened Cocoa Powder - It adds that rich chocolate flavor.
  • Milk - Use regular, lactose-free, or unsweetened almond milk. 
  • Pure Maple Syrup - Adds the perfect sweetness. Make sure it is pure maple syrup and not the kind that has high fructose corn syrup listed in the ingredients.  
  • Eggs - Holds the baked oatmeal together. 
  • Chocolate Chips - Double the chocolate flavor - nobody is going to complain about that! 

See the recipe card for the exact measurements and complete instructions.

Step-By-Step Instructions

mashed bananas on a white plate with a fork.

Step 1: With a fork, smash the bananas on a plate or in a bowl. The riper they are, the easier they will mash.

dry ingredients in a glass bowl.

Step 2: In a medium mixing bowl, mix the oats, cocoa powder, baking powder, and salt. Stir. 

wet ingredient in a glass mixing bowl.

Step 3: Next, add the wet ingredients: mashed bananas, milk, maple syrup, cooled melted butter, eggs, and vanilla. Stir. 

all ingredients in a glass mixing bowl before mixing together.

Step 4: Next, add the mashed bananas and chocolate chips. Stir until everything is combined.

baked oats before baking in a glass baking pan.

Step 5: Pour the batter into a greased 8x8-inch baking dish.  

Bake in a preheated 350-degree F oven for 30-40 minutes or until no longer jiggly in the middle. Using jiggly is 100% an official cooking term.

Tips and Tricks

Meal Prep: This baked oatmeal is a perfect way to prepare for the work week. With minimal prep time, one pan of this baked oatmeal will check breakfast off your list all week. Add a slice of sheet pan eggs with cottage cheese for protein too!

Ingredient Swaps

  • Cocoa Powder- For a richer, almost dark chocolate flavor, use Dutch processed cocoa powder. 
  • Sugar - Use brown sugar or white sugar in place of maple syrup. 
  • Chocolate Chips - Swap in peanut butter chips instead of chocolate chips to amp up the peanut butter flavor.

Toppings

  • Peanut Butter - Use a peanut butter with minimal ingredients. My favorites are the brands with only peanuts and salt listed in the ingredients. 
  • Chocolate Chips - More chocolate - who am I to say no? 
  • Fresh Banana Slices - Perfect freshness to add to the rich chocolate oatmeal. 
  • Fresh Raspberries - Another great way to add a bit of brightness to breakfast.
piece of baked oats topped with chocolate chips, peanut butter and fresh banana slices.

Special Diet Variations

Gluten Free Baked Oats: Use certified gluten free oats, gluten free baking powder and cocoa powder.

Dairy Free Baked Oats: Use unsweetened almond milk in place of milk, and melted coconut oil instead of butter. Dairy Free chocolate chips instead of semi-sweet chocolate chips, like the Enjoy Life brand that you can get on Amazon.

Low FODMAP Baked Oats: If lactose is a concern, use unsweetened almond milk and dairy free chocolate chips. For the bananas, use common, not overripe bananas. My personal rule of thumb is if there are brown spots they are too ripe. Ingredient guidance is based on test results on the Monash University Food App. The leading researcher on the low FODMAP diet.

Storing Leftovers

Store: Keep any leftovers in an airtight container in the refrigerator for up to four days. 

Reheat: Gently warm leftovers, without toppings, in the microwave for 15-30 seconds. This is totally optional but a delicious way to enjoy leftovers. 

Freeze: Freeze leftovers without toppings in a single-serving-size container for a convenient breakfast. Frozen leftovers will last for up to four months. Anything after that time frame, the texture will begin to suffer. Defrost before enjoying. 

What To Serve With Baked Oats

Serve this baked oatmeal with overnight tater tot breakfast casserole and strawberry smoothie bowls for a perfect brunch menu. Add a bloody mary if you dare. 

Additional Oatmeal Recipes

  • Cookies and Cream Overnight Oats
  • Gluten Free Baked Oatmeal With Fruit
  • Maple Vanilla Granola
  • Monster Oatmeal Cookies

Love This Recipe?

Leave a ⭐⭐⭐⭐⭐ rating + comment. It helps so much, and we love hearing from everyone! Thank You -Venessa

Recipe

piece of baked oats on a white plate topped with peanut butter, chocolate chips and fresh banana slices.

Chocolate Baked Oats

5 from 2 votes
Enjoy this double chocolate baked oatmeal topped with peanut butter and banana slices.
Prep Time: 10 minutes minutes
Cook Time: 30 minutes minutes
Total Time: 40 minutes minutes
Servings: 6 Servings
Author: Venessa Mandelkow
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Equipment

  • 8x8-inch Baking Pan

Ingredients

  • 2 large bananas (Note 1)
  • 2 cups old-fashioned oats (Note 2)
  • ½ cup cocoa powder unsweetened
  • 1 teaspoon baking powder
  • ½ teaspoon salt
  • 1 ½ cups milk unsweetened almond milk, or lactose-free milk
  • ½ cup pure maple syrup (Note 3)
  • 2 tablespoons butter melted
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup semi-sweet chocolate chips

Optional Toppings:

  • 2 tablespoons creamy peanut butter
  • 2 tablespoons semi-sweet chocolate chips

Instructions

  • On a small plate or in a bowl, smash the bananas into small pieces.
  • In a medium mixing bowl, mix the dry ingredients: oats, cocoa powder, baking powder, and salt. Stir.
  • Next, add the wet ingredients: mashed bananas, milk, maple syrup, cooled melted butter, and vanilla. Stir.
  • Next, add in the beaten eggs and chocolate chips.
  • Pour the batter into a greased 8x8-inch baking pan. Top with additional chocolate chips if desired.
  • Bake in a preheated 350 degree F oven for 30-40 minutes or until no longer jiggly in the middle.
  • Serve warm with a dollop of peanut butter and fresh banana slices.

Notes

Note 1: Use ripe bananas. If making this low FODMAP, use bananas without any brown spots. 
Note 2: Do not use quick oats or the texture of the baked oats will be mushy. 
Note 3: Only use pure maple syrup, not the imitation kind, which can have high fructose corn syrup in it. 
Store leftovers covered on the refrigerator for 3-4 days. 

Nutrition Information

Serving: 1 ServingCalories: 266kcalCarbohydrates: 37gProtein: 8gFat: 12gSugar: 18g
Love this recipe?Tag Us @Loveable_Lemons or #loveablelemons

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Comments

    5 from 2 votes (1 rating without comment)

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    Recipe Rating




  1. Venessa Mandelkow says

    February 28, 2025 at 3:09 pm

    5 stars
    This recipe is our number way to use up those extra bananas left our fruit bowl.

    Reply
Writer sitting on rocks

Hello, I'm Venessa! After a diagnosis that would change how I cook and eat meals, I had to adapt my favorite recipes to be low FODMAP—turning what was once a sour lemon into something loveable. So join me on a delicious journey to falling in love with food again.

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piece of baked oats on a white plate topped with peanut butter and banana slices.

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